Anti-Money Laundering & KYC Policy

PamirPay takes its obligations under the UK Money Laundering Regulations 2017 (as amended) and the Proceeds of Crime Act 2002 seriously.

Identity verification (KYC)

• Email verification on every account.
• Government-issued photo ID required for cumulative top-ups above £100 in any 30-day period.
• Proof of address required above £500 cumulative.

Sanctions screening

Every transaction is screened against the UK OFSI consolidated sanctions list, the EU sanctions list, and the US OFAC SDN list. Matches are blocked and reported.

Transaction monitoring

We monitor for unusual patterns including velocity, geography, and structuring. Suspicious activity is reported to the National Crime Agency under POCA 2002.

Reporting

If you suspect misuse, contact our MLRO at mlro@pamirpay.app.